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Ugma

• Is the Uniform Gift to Minors Act. Each state has its own requirements but many conform. A gift of securities to a minor is an irrevocable act. The securities are registered in the name of one adult who is the custodian for the child.

 
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Managing Your Expenses on a Fixed or Reduced Income: Once you've retired, you finally have the opportunity to work at your dream job - keeping yourself happy. It's your chance to visit places you've always wanted to see, take up a new hobby and spend more time with your family and friends. But to be successful at this new position, you've got to make the most of your income and investments. Here are suggestions. More...

We awaken in others the same attitude of mind we hold toward them. - Elbert Hubbard

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